By accessing www.muslimcbt.com or purchasing the Healing the Heart & Mind programme, you agree to these Terms of Use.
1. Nature of the Service
MuslimCBT provides self-guided mental-health educational resources, not clinical therapy, medical diagnosis, or medical treatment. The author (Ibnu Nahid) is not a licensed psychologist, psychiatrist, or therapist.
2. Important Medical Disclaimer
This programme is a self-help educational resource. It is not appropriate as a sole resource in a mental-health crisis. If you are experiencing thoughts of suicide or self-harm, please contact emergency services, a crisis service, or a qualified mental-health professional immediately.
3. Intellectual Property
All original MuslimCBT site and programme content is protected by applicable intellectual-property law. You may use purchased programme materials for your personal use. You may not reproduce, resell, publicly upload, redistribute, or commercially exploit the programme or its protected content without written permission.
4. Digital Product Purchase & Licence
When you purchase the programme, you receive a non-exclusive, non-transferable licence for your personal use. The product is delivered digitally; no physical goods are shipped. See our Shipping & Digital Delivery Policy.
5. Prices & Payments
The price and currency shown at checkout apply to your order. Payments may be processed by Razorpay and/or Gumroad depending on the checkout available to you. Your bank, card issuer, or payment provider may apply foreign-exchange rates, international transaction charges, or other fees that are outside MuslimCBT's control.
6. Refunds & Cancellations
Eligible purchases are covered by our 30-day money-back guarantee. See our Cancellation & Refund Policy for full terms and request instructions.
7. Accuracy of Religious Content
Quranic references and hadith citations are drawn from classical sources with care. We are not Islamic scholars and do not issue fatwas or religious rulings. We encourage readers to verify religious content independently, particularly where a matter affects personal religious obligations or rulings.
8. Educational Content & Outcomes
Individual experiences vary. MuslimCBT does not guarantee a particular health, emotional, clinical, spiritual, or therapeutic outcome from using its educational resources. Nothing on the site creates a therapist-client, doctor-patient, or other regulated healthcare relationship.
9. Governing Law
These Terms are governed by the laws of India. Subject to applicable consumer law, disputes shall be subject to the jurisdiction of courts in India.
10. Contact
Questions about these Terms, purchases, or support can be sent through our Contact Us page or to hello@muslimcbt.com.